The Sunshine Home Share program uses a thoughtful matching process to promote safety and compatibility while supporting a mutually beneficial relationship between the Home Provider and the Home Seeker.
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When it comes to social security, one of the biggest considerations is when to start collecting. Should you begin when you become eligible at age 62, wait until “normal” retirement age (a function of your birth date) or consider delaying your benefits past normal retirement age?
When making your decision, it’s important to keep in mind that Americans are living longer than ever before. As you live longer, the more sense it makes to delay taking Social Security. But of course, each person’s circumstances and needs are different.
Here’s a look at how timing can affect the benefits you receive:
The Social Security Administration determines the full retirement age (the age at which you’re entitled to full retirement benefits). Those born between 1943 and 1954 are eligible for full benefits at age 66. For those born in 1955 and thereafter, the FRA gradually rises.
You may begin receiving Social Security when you turn 62. But retiring at the age of 62 will result in a permanently reduced benefit ranging from 25 percent to 30 percent depending on your year of birth.
Delaying retirement increases benefits. For those born in 1943 and thereafter, an additional 8 percent is credited to your permanent benefit amount for each year you wait after reaching the FRA, until you reach age 70. Past 70, no additional credit is added.
For an estimate on the monthly Social Security benefits you may qualify for, refer to your personalized Social Security Statement. You can get a copy of your statement by going to http://www.socialsecurity.gov/mystatement. You may also wish to enlist the help of a financial professional to crunch some numbers and determine what sort of timing would best support the retirement you envision.
Find benefits fast with Benefits QuickCheck!
Don’t have time to help your clients complete a comprehensive BenefitsCheckUp®? With our new BenefitsCheckUp® QuickCheck, you can get information on benefits by answering three short questions. Enter a zip code, birthday, and topic to get fast facts on key programs. It’s free and confidential!
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National Council on Aging
National Council on Aging is a wonderful organization that pulls together information and resources for seniors. Their website is www.NCOA.org. You can subscribe to their newsletter at their website and it provides current and relevant information.
Dental program at the Anschutz Campus
The CU School of Dental Medicine is proud to provide quality dental care at drastically reduced prices for our patients. Dental care is about more than teeth; it’s about increasing a person’s quality of life by giving them a smile they can feel good about.
- Referrals must have flexibility in their schedules. They schedule 2 appointments a day, and because it is a teaching school the appointment times are booked for 3 hours. It is never more than 3 hours.
- An oral diagnosis includes x-rays, impressions, etc. Should not take more than 3 appointments. Appointments are $45.00 each. X-rays are $87.00, but if patient has had x-rays in the past 2 years and you can get them, they will waive the x-ray charge.
- They will do crowns, full dentures, etc.
- They accept Medicaid
They will be out of the office until August 7th. To make an appointment call 303-724-2273 and you need to refer to Monika Czekalska, as she is the person who looked us up and gave us all of the information. Click here for more information CU Dental Program